Listed By:
Madison Nykole Atkins with Lake Anna Island Realty - 5408944400;

Madison Nykole Atkins with Lake Anna Island Realty - 5408944400;

$ 619,000 172 Covenant Way Bumpass, VA

MLS: VALA2009180   Type: Single Family   County: Louisa   City: Bumpass   Neighborhood: Covenant Cove   Zip: 23024   Style: Craftsman     Taxes: $575

Mortgage $2,906 /mo

Beds

Baths

Half Baths

Sqr Footage

Acres

Built

4

3

0

3,114

0.92

2026

Builder incentive available! Qualified buyers may receive a temporary first-year interest rate buydown and closing cost assistance when financing through the builder's preferred lending partner. This limited-time incentive can reduce your first-year monthly principal and interest payment compared with a loan without the buydown. Contact the listing agent for current program details, eligibility requirements, and available incentives. Welcome to an incredible opportunity in Covenant Coves where you can own true deeded waterfront without paying the price of a waterfront home. This property includes a deeded waterfront outparcel just 0.6 miles away, complete with shared dock access, private lake access, and the ability to build your own boathouse. From the home, you'll even enjoy views of your waterfront property. Built by Danaf Homes, The Madison is nearing completion and offers over 3,000 square feet of beautifully upgraded living space with 4 bedrooms, 3 full baths, and a spacious loft designed for the way people live today. Luxury vinyl plank flooring runs throughout the main level and bedrooms. The inviting family room centers around a propane fireplace with a designer slate surround, creating the perfect place to unwind after a day on the lake. The kitchen was built to impress with quartz countertops, an oversized island, farmhouse sink, upgraded stainless steel appliances, crisp white cabinetry, and matte black finishes. The dining area opens to the backyard, making entertaining effortless. The primary suite feels like its own retreat with a spa-inspired bath featuring a tiled shower, soaking tub, dual quartz vanity, and generous space to recharge. A main-level bedroom and full bath offer flexibility for guests, multi-generational living, or the perfect home office. Upstairs you'll find two additional bedrooms, another upgraded full bath, and a versatile loft ready for movie nights, game days, or extra living space. Let's clear up the biggest question. The home itself is not waterfront.( However, is waterview!) The deeded outparcel is. That means you own 40 feet of waterfront property with lake access, water views from the home, and the ability to build a private boathouse, all while avoiding the premium price tag of a home sitting directly on the shoreline. The out parcel is less than 3 blocks from the house! Homes offering true deeded waterfront ownership at this price point are exceptionally hard to find at Lake Anna. The last buyer lost it because financing fell apart. Their loss is your opportunity, but opportunities like this rarely come around twice. Financing offer subject to change without notice.

Elementary School

Middle School

High School

Jouett
Distance: N/A Miles
Louisa County
Distance: N/A Miles
Louisa County
Distance: N/A Miles

Living Area 3114
Sewer On Site Septic
Heating Heat Pump - Electric BackUp
Cooling Central A/C
Possession Settlement
Roof Architectural Shingle
Appliances Built-In Microwave,Dishwasher,Oven - Single
Zoning RR
HOA Fee 610.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance,Pier/Dock Maintenance
Patio/Porch Features Deck(s),Porch(es),Roof
Architectural Style Craftsman
Construction Materials Frame
School District LOUISA COUNTY PUBLIC SCHOOLS
Year Built 2026
View Lake
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Boat/Launch Ramp - Public,Out-Parcel,Rip-Rap,Private Dock Site,Shared
Accessibility None
Assoc Fee Paid Per Annually
County LOUISA
New Construction Y
Property Type Residential
Association Amenities Boat Dock/Slip,Boat Ramp,Common Grounds,Lake,Picnic Area,Pier/Dock,Water/Lake Privileges
HOA Y
Subdivision Name COVENANT COVE
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade
Full Baths 3
Status ACTIVE
Directions From 200 Lakefront Dr.,Head southwest on Waugh Rd toward Old Fredericksburg Rd. Turn left onto US-522 S,Turn left onto VA-208 E,Turn right onto State Rte 652,Turn left onto State Rte 622,Turn right o
City BUMPASS
Body of Water Lake Anna
Disclosures Prop Disclosure
Association Name COVENANT COVE PROPERTY OWNERS ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 40032.00
Tax Assessed Value 79800.0
Tax Annual Amount 575.0
Home Warranty Y/N Y
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 198.78
Construction Completed Y/N N
Vacation Rental Y/N N
Virtual Tour https://www.facebook.com/share/v/1c42b7Y9uZ/
Total SQFT 3114
Builder Name Danaf Homes LLc
Standard Status Active
Year Built Source Estimated

Interior Features

Interior Amenities Attic,Bathroom - Soaking Tub,Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Open,Formal/Separate Dining Room,Kitchen - Island
Heating Fuel Electric
Flooring Luxury Vinyl Plank
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 3114
Half Baths 0
Central Air Y/N Y
Total Bedrooms 4
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Breakfast Room,Loft
Main Level Bedrooms 1
LivingAreaSource Estimated
Bedrooms Count All Upper Levels 3
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 0
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count All Upper Levels 2
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Water Source Well
Total Parking Spaces 2
Garage Features Garage - Front Entry,Garage Door Opener
Type of Parking Attached Garage
Foundation Details Crawl Space
Water View Y/N Y
Lot Size Acres 0.92
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N Y
Builder Model The Madison
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Swimming Allowed,Waterski/Wakeboard
Number of Docks 1
Navigable Water Y/N Y
Number of Slips 1
Water Oriented Y/N Y
# of Attached Garage Spaces 2
Dock/Slip Conveys YN Y
Dock Type and Features Private

Room Details

Room Dimensions Level Flooring Details
Bedroom 2 Upper 1
Bedroom 3 Upper 1
Bedroom 4 Main Flooring - Luxury Vinyl Plank
Breakfast Room Main
Dining Room Main
Family Room Main
Kitchen Main Flooring - Luxury Vinyl Plank,Island
Living Room Main
Loft Upper 1
Primary Bedroom Upper 1

Property Schools



Direct Link:

https://shannonthayer.douglasrealty.info/property/382-VALA2009180-172-covenant-way-bumpass-VA-23024

Gallery (119 photos)

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Property vs Zip Code Avg (23024)

Price 619K Avg 0

Sqr Feet 3,114 Avg 0

Cost / Sqr Ft $199 Avg $0

Taxes $575 Avg $0

Acres 0.92 Avg 0

Visits 1,399 Avg 0

Days on Site 249 Avg 20,724

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Listed By: Madison Nykole Atkins with Lake Anna Island Realty - 5408944400;




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Location & Address

Shannon Thayer
8221 Ritchie Hwy Ste 101
Pasadena, MD
443-815-9156