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$444,000 - Virtual Tour - Price Reduction - Primary on Main
Listed By:
 Shelley A Johnson with Porch & Stable Realty, LLC - 5406322824;
Shelley A Johnson with Porch & Stable Realty, LLC - 5406322824;

$ 444,000 106 Bernie Cir Mineral, VA

MLS: VALA2010232   Type: Single Family   County: Louisa   City: Mineral   Neighborhood: Edgewood Bay   Zip: 23117   Style: Ranch/Rambler     Taxes: $2,174

Mortgage $2,085 /mo

Beds

Baths

Half Baths

Sqr Footage

Acres

Built

3

1

0

1,100

0.92

2016

Fully Furnished Home! Lake Access with BRAND NEW DOCKS. BOAT SLIP available! Perfect home for full-time living or great opportunity for your investment portfolio- only 30 minutes from the NEW Kalahari Resort & Convention Center! Total living space at 1100 sqft (Main home is 768 sqft with approx 342sqft in loft, above detached garage) Start enjoying the lake life with this turnkey, fully furnished Lake Anna escape! This move-in ready retreat is being offered as a complete turnkey opportunity, with all indoor and outdoor furniture, dcor, and appliances conveying, allowing you to start enjoying the home or generating rental income from day one. Whether you're searching for a full-time residence, weekend getaway, or investment property, this home is ready for its next chapter. Built in 2016 and thoughtfully designed with modern finishes throughout, the main home offers comfortable one-level living with two bedrooms, one full bath, beautiful Pergo flooring, fresh paint, a cozy gas fireplace, and stylish fixtures that leave a lasting impression. This homes gives guests the "WOW" factor when they step inside, easily captivated by the home's unique layout, attention to detail, and warm, inviting atmosphere. What truly sets this property apart is the incredible detached garage featuring a custom-built entertainment space on the main level with a built-in bar, plus a finished loft above offering approximately 350 square feet of additional heated and cooled living space. Complete with carpet, heating, and air conditioning, this versatile area is perfect for guests, a recreation room, home office, or future in-law suite, with the potential to add a bathroom, if desired. Situated on nearly an acre of beautifully landscaped property, you'll enjoy your own private backyard oasis featuring attractive hardscaping, a cozy firepit gathering area, a spacious patio, and a storage shed. Sip your morning coffee outdoors and unwind in the evenings around the fire while taking in the peaceful wooded surroundings and abundant wildlife. Located in a sought-after, golf cart-friendly Lake Anna community, you'll love the convenience of riding your golf cart to the lake. Community boat slips may be available for annual lease or purchase (subject to availability), making it even easier to embrace the lake lifestyle. Surrounded by local wineries, restaurants, outdoor recreation, and the excitement of one of Virginia's fastest-growing lake destinations, this property offers the perfect balance of relaxation and adventure. Unique, unforgettable, and unlike anything else in the neighborhood, this fully furnished, move-in ready Lake Anna retreat is equally suited as a personal getaway, full-time residence, or exceptional turnkey investment opportunity! ***NOTE: Total square footage is approx 1100 sqft combined with Main Home at 768 sqft & approx 342sqft in loft, above detached garage. ***

Elementary School

Middle School

High School
Thomas Jefferson
Distance: N/A Miles 		Louisa
Distance: N/A Miles 		Louisa
Distance: N/A Miles

Price History

7/23/2026 Listed $479,999
8/22/2026 4% - $464,999
9/11/2026 4% - $449,999
9/22/2026 2% - $444,000

Living Area 1100
Sewer On Site Septic
Heating Heat Pump(s),Forced Air
Cooling Central A/C,Ceiling Fan(s)
Possession Settlement
Appliances Built-In Microwave,Washer,Dryer,Refrigerator,Stove,Cooktop,Exhaust Fan
Zoning R2
HOA Fee 400.00
Garage Spaces 2.00
Patio/Porch Features Porch(es)
Architectural Style Ranch/Rambler
Construction Materials Vinyl Siding
School District LOUISA COUNTY PUBLIC SCHOOLS
Exclusions Living room TV “frame” (frame only) does not convey.
Year Built 2016
Levels 1
Other Fees 200.00
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section II
Accessibility None
Assoc Fee Paid Per Annually
County LOUISA
New Construction N
Property Type Residential
Association Amenities Boat Dock/Slip,Picnic Area,Boat Ramp,Common Grounds,Lake,Mooring Area,Water/Lake Privileges
HOA Y
Subdivision Name EDGEWOOD BAY
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade
Full Baths 1
Status ACTIVE
Directions Take exit 118 onto SR-606 toward Thornburg,Turn right onto Mudd Tavern Rd toward Thornburg,US-1,At the roundabout,take the second exit onto Mudd Tavern Rd,Turn left onto Courthouse Rd,Turn left onto
City MINERAL
Body of Water Lake Anna
Disclosures Prop Disclosure
Other Fees Frequency Annually
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 39988.00
Tax Assessed Value 301900.0
Tax Annual Amount 2174.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 403.64
Vacation Rental Y/N N
Virtual Tour https://my.matterport.com/show/?m=rJqucCE2oE2&brand=0&mls=1&
Total SQFT 1100
Standard Status Active
Year Built Source Assessor
Legal Subdivision EDGEWOOD BAY
Tax Lot 103

Interior Features

Interior Amenities Ceiling Fan(s),Bathroom - Stall Shower,Combination Kitchen/Dining,Crown Moldings,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Open,Kitchen - Eat-In,Recessed Lighting
Heating Fuel Electric
Total Fireplaces 1
Fireplace Features Gas/Propane,Mantel(s)
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1100
Half Baths 0
Central Air Y/N Y
Total Bedrooms 3
Room Type Bedroom 2,Kitchen,Family Room,Bedroom 1,Laundry,Loft,Bathroom 1
Main Level Bedrooms 3
LivingAreaSource Estimated
Laundry Type Has Laundry
Below Grade Unfin Area Units Square Feet
Bathrooms Half Main Level 0
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 1

Exterior Features

Exterior Amenities Private Beach
Pool No Pool
Parking Features Gravel Driveway
Lot Features Landscaping,Partly Wooded,Backs to Trees,Trees/Wooded
Water Source Private,Well
Inclusions Furnishings convey
Total Parking Spaces 2
Garage Features Garage - Front Entry
Type of Parking Driveway,Detached Garage
Land Use Code 2
Foundation Details Block,Crawl Space
Water View Y/N N
Lot Size Acres 0.92
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N N
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Private Beach,Swimming Allowed,Waterski/Wakeboard
Number of Docks 5+
Land Assessed Value 84000.00
Navigable Water Y/N Y
Number of Slips 5+
Water Oriented Y/N Y
# of Detached Garage Spaces 2
Dock/Slip Conveys YN Y
Dock Type and Features Material - Composite,Multiple Slip,Other

Room Details

Room Dimensions Level Flooring Details
Bathroom 1 Main Bathroom - Stall Shower,Flooring - Luxury Vinyl Plank,Crown Molding
Bedroom 1 Main Flooring - Carpet,Crown Molding
Bedroom 2 Main Flooring - Carpet,Crown Molding
Family Room Main Ceiling Fan(s),Cathedral/Vaulted Ceiling,Flooring - Luxury Vinyl Plank,Fireplace - Gas,Lighting - Recessed,Crown Molding
Kitchen Main Lighting - Pendants,Flooring - Luxury Vinyl Plank,Dining Area,Crown Molding,Cathedral/Vaulted Ceiling
Laundry Main Flooring - Luxury Vinyl Plank
Loft Upper 1 Flooring - Carpet

Property Schools



Direct Link:

https://shannonthayer.douglasrealty.info/property/382-VALA2010232-106-bernie-cir-mineral-VA-23117

Gallery (53 photos)

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Property vs Zip Code Avg (23117)

Price 444K Avg 0

Sqr Feet 1,100 Avg 0

Cost / Sqr Ft $404 Avg $0

Taxes $2,174 Avg $0

Acres 0.92 Avg 0

Visits 338 Avg 0

Days on Site 68 Avg 20,725

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Listed By: Shelley A Johnson with Porch & Stable Realty, LLC - 5406322824;




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Location & Address

Shannon Thayer
8221 Ritchie Hwy Ste 101
Pasadena, MD
443-815-9156